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We provide Wind + Hail damage
Licensed, Bonded, Insured
We are ready to help you get it done right!
906 Park Ave, Canon City, Colorado 81212, United States
Please see the following: I am going to identify real bugs in the Hail/Storm restoration industry These items derive from my real my life experiences as a roofing contractor when you as an owner have damage from hail or wind storms. Its important to understand, what you as an owner need to do, what a successful Roofing Contractor needs know and provide, and finally how those roles are dramatically different from your insurance adjusters. The following elements are from our (you and me) most trying times and experiences working together, Roofer and homeowners and trying to explain apparent damage and a solid construction recovery plan to your adjuster, when we are not adjusters.
A wind or hail storms hits Canon City Colorado. Your shingles are flying off the roof. Your first inclination, call a roofer. Well thats me, so we make an appointment to look at your roof. Listen, we are not Adjusters, and in most cases it doesn't take an adjuster to see damage on a roof. So, I am simply saying this, make sure you have a plan if hail hits your roof.
If you think your insurance should cover your damage, at a minimum your insurance plan needs to state it will cover it, whether its a replacement or a repair. However it your don't we finance, or can offer you an estimate.
Sanity Check: contact your agent give them the scenario that your roof has hail damage. If the adjuster comes and agrees about the damage, will it be covered in whole or partial.
Document the call, ask for detailed information, find the truth before you need it, for real.
Damage is not clearly defined. Each carrier has their own criteria for hail damage or wind damage. Then, each desk adjuster has their own interpretation, finally the guy on your roof is probably some independent contractor. This is the guy taking pictures, measurements, and finally putting together the report of his findings. Usually based on their spin on damage.
What about the roofer: if your lucky and your roofing contractor sees the damage, and understand the process from beginning to end, of course then they have their standards to put it.
So in summary, damage is not always damage, it's based on many views and standards. If your roofer is like us, after so many roofs, discussing damages and reroof plans to Adjusters, well to get to the point you have a pretty strong idea.
That is a perfect question for your agent. Please call him or her. I believe each state has a period to file, call your agent to find out. Sometimes we help a homeowner, find damage, and even the adjuster agrees. Only one thing is missing, a valid date of the storm. In summary the claim may be turned down because there is no date. Don't risk the wait.
For my company, we have to collect a deductible because we are paid by the insurance funds, we work in the process of storm claims, we collect based on the final replacement cost of your roof, not an independent blind bid. The state of Colorado requires us to collect the funds based on the claim, including the deductible .
Are you funding the full roof replacement on your own?
Are the roofers ready to collect funds once you sign a contract, regardless of insurance? Or do you need assistance in the process of your reroof due to hail?
When we inspect your roof, we use our experience and knowledge of the industry to advise you, then we stand by our advice and meet with your adjuster one on one to show them what we found (what we showed you before you called the insurance).
We are not policy experts, we never look at your policy, we are not public adjusters. We look at damage and know how to work with your adjusters to get it done and done right!
This is what we know: if you make a decision on a contractor that is your decision and you are responsible for the outcome, nobody else. If You have funds from hail or wind damage, chances are great, that there will be additional unknown and unseen damages uncovered during the process of your reroof. Does the contractor know how to present the additional work to your adjuster?
If your contractor assisted you on the in the process, they can help you get the needed item presented to your adjuster correctly.
A contractor only has the latitude that you allow them, beware of short cuts, especially if they have no idea how to deal with your adjuster.
Not sure if you have hail storm damage or what condition your roof is in. We will meet with you, review your concerns and help you decide what is next. Our Inspections are always free!
Ever wonder, do I have the right contractor? Pulling Proper Permits, Providing Complete Roof Replacements, and Leaving you with a quality beautiful roof, lasting years to come. We are licensed, Insured, and Ready to Serve.
Yes, most roofs can be repaired, and it should not be a default to replace your roof. We provide comprehensive repairs you can count on!
Its True, most flat roofs are expensive to replace, however most are covered by insurance and we can help you by providing the right details of your damage and your restoration, to your insurance carrier.
Maybe its the farm, a hardware store, or your home. We are experienced in all types of residential and commercial metal roofing.
We are contractors that have experience with hail and wind roof damage. If you have a hail claim we can discuss the scope of damages with your adjuster and help update the estimate per building code to get it repaired or replaced based on your damages.
We remove and replace storm damaged roofs so we know how to work with your folks to help you with the needed roof repair or replacement.
Are we a local Company? The DiRito Family came to Canon City more than 7 years ago, Our Father Bob DiRito Started the First Roof Truss Manufacturing plant in 1974. We helped build the plant and built 1000's of Roofs and trusses for the housing community around Fremont county. We don't claim to be local we are! Born and Raised, Growing Up, High School, First Jobs and our Family Life.
We have helped 100's of people with their hail claim struggles. We are not Public Adjusters we are Roofing Contractors and General Contractors in Canon City, Colorado and the surrounding areas. We know alot out hail and wind, what hail can do to damage, bruise, dent, and break off you property. Over the years we have helped owners resolve and repair millions of dollars of unplanned storm damage events. Lets face it, nobody is ready for this event. Most only deal with it 1 or 2 times in your life.
Did you know that Canon City is still repairing roofs from July 2018. Since our Big Hail Storm in Dawson area, more than 3500 homes have new roofs. Granted we have had several smaller events that traveled the US HWY 50 Corridor from Home Depot to DiRito's Family Restaurant. We have seen Hail Travel from s9th street to Rockvale, Florence and Penrose. Each of these events can affect upto 30% of the homes in that area, created millions and millions of dollars of damage to recover from.
If you had a claim and for some reason you have not repair it, there is still hope. We have helped homeowners years after a claim was paid out and the carrier closed it. Its about your damage. Once we are called on to assist we will review the damage and recovery plan issued by your carrier/adjuster. We will review all building codes, pictures, etc. Our goal is to get a current updated list of damaged that we can share with your adjuster. Also we can update your estimate to include all items left off, so that you can get your project completed. We have a 90% success rate with old claims. So contact us, lets get this going again.
You have a claim and they paid for what you have on the roof, no problem. We simply take the estimate, evaluate the difference from what they paid and what you want. Remember, they paid for removal and replacement already, you are just paying for the upgraded change the difference. We have customers that go from wood to lifetime ashpalt, 3 tab to metal, architectural to Impact Resistant IR4 standard. Better yet your carrier will usually give you a lifetime discount if you do it. In essense you get a free upgrade because they discount you back, check with your carrier for details.
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